application       Please fill this out for consideration to an unsecured business line of credit     

 

Raising Capital and Helping Your Cash Flow!!!


Thank you for choosing Vortex Capital for your business financing!

We act as your consultants and receive no compensation from our lending sources.
We have no contractual obligations nor are we employed by the lending sources.
Our mission is to help provide for you the financing that you seek and assist in overcoming any obstacles that might impede you from obtaining financing, or impede you from

obtaining the maximum financing available to you.
We have been involved in the financial services industry for a very long time, however, the lending market and sources are subject to such changes in a market such as we are

 experiencing that they in fact can change their lending programs, credit scoring requirements, guidelines, interest rates, terms and their willingness to assess risks as the market

 is going through its changes.
It would be a near virtual task for a small business owner to be able to access these constantly changing guidelines for the occasional needs of their business, and to find the right

 lending source for their individual needs.
That is why Vortex Capital is here to help you accomplish your financial needs and goals.
We have a constant pulse on the market to help each business owner achieve the maximum benefits available to them in such an environment.

Here are the terms of our agreement:

There is a non-refundable review fee of $395- which we use to package your file, obtain your personal credit reports and scores as well as your business credit reports with business

credit reporting services such as Dun and Bradstreet. There may be additional inquiries on your personal credit report from each potential lending source.
This fee can be paid by check made out to: Vortex Capital Corp. and mailed to our corporate office along with any supporting documentation.

We charge a success fee for each and every financing transaction that we obtain for you; it is not contingent on whether or not it was less than applied for, and that fee is due and payable

 as soon as the money is available to you, whether you draw on the available line or not.

We cannot guarantee that you will be approved for any specific loan amount and there may be multiple loans to achieve the desired amount rather than one single line of credit.







 Raising Capital and Helping Your Cash Flow!!!

The interest rates and terms can vary from lending source to lending source. The lines are typically pegged at prime plus a margin or LIBOR plus a margin. The terms can also

 vary depending on the amount of the loan but are 5 years typically and can be renewed if maintained satisfactorily through the term of the loan. The interest will vary from lender to

lender so therefore you may be offered more than one line but each with its own unique terms and conditions.

The amount of time it takes to close each line is dependent firstly on your ability to deliver in a precise and timely fashion all the necessary documentation. The time required in each

 individual case once the documentation is received can vary and often require a physical inspection of the business premises and/or a face to face meeting with the lending source.

There are a number of ways of obtaining business credit lines, such as:
Application only-this is where we submit an application and the personal and business credit and we obtain for your business an unsecured line of credit
Full doc unsecured-this is where we provide and the lending source analyzes your ability to repay through the existing and proposed cash flow of the business. There are various levels of

documentation and ability to repay which will affect the amount of the line and the repayment terms and rate.
Full doc secured-this is where we secure the line with collateral such as inventory, equipment and/or receivables
Stacking is where we obtain multiple lines in each or a combination of the above categories to achieve your needs and goals.

In addition, we can help you with equipment leasing, buying commercial real estate, venture capital, or the acquisition of another business. We can also help with borrowing funds against

your credit card sales or the processing of your credit and debit cards. We have a program to help your business develop its own credit so that the use of personal credit can be minimized

 in the future.

Unreasonable expectations! There are people who will tell you that we can get you this or that in a few days, don’t worry! We are in a difficult lending environment and the rules are constantly

 changing and more and more sources are abandoning or tightening up their guidelines which make our expertise and experience more and more valuable.

We are here to assist you today and in the future as your needs and business grows…thank you for letting us help you!!!